Perfect Credit 4 Life

Extreme Credit

Press Release


https://www.smallbusinessadvocate.com/small-business-experts/dr-michael-c-grayson-100614

FOR IMMEDIATE RELEASE                                           CONTACT: Dr Grayson

August 27, 2019                                                                516/620-3500


Local Credit Expert Sues Equifax For $250 Million for Falsifying Credit Reports

Garden City, New York- Equifax Inc. is a consumer credit reporting agency (CRA). Equifax collects and aggregates information on over 800 million individual consumers and more than 88 million businesses worldwide. Based in Atlanta, Georgia, it is one of the three largest credit agencies in the country.

In addition to collecting information, Equifax has now been accused of falsifying consumer credit data, even though Equifax sells credit monitoring and fraud-prevention services. According to Dr. Michael C. Grayson, the country’s foremost authority on credit, Equifax has developed over the past several years a consumer “Quash List”. Dr. Grayson claims that millions of Americans are placed on the quash list every year. 

Despite being fined billions of dollars for consumer fraud, Dr. Grayson alleges that Equifax only intensified their attack on the American people by creating the quash list. 

Once your name has been placed on their quash list, Equifax sabotages your credit so that your credit score never exceeds 620.  This is accomplished by:

  1. Placing illegal fraud alerts on your credit to prevent new creditors from accessing your credit. In addition, this strategy will force the other credit bureaus to remove your positive credit from your reports thereby lowering your score.
  2. Contacting creditors. Equifax will shut down your open active accounts that are reporting by simply telling the creditor that the subject account was involved in fraud.  The creditor will then:
    1. Stop reporting the account, which lowers your score
    2. Cut you line of credit, which could lower your score if you have an outstanding balance.
    3. Close your account for fraud or raise your interest rate
  1. Equifax reports false derogatory information and will refuse to honor your dispute request.
  2. Equifax will zero out your rep
  3. Equifax will erase your existing positive credit
  4. Equifax routinely reports false high credit card balances. This high utilization strategy is the fastest way to destroy your credit score
  5. Fake security breaches

Any combination of these illegal practices will help Equifax with their scam. Remember credit bureaus sell your credit information. The more people with bad credit, the more valuable the information becomes.  Unfortunately, we are now in a FICO environment.  That means that your credit controls your entire style of life and in the case of Dr. Grayson it controlled his access to proper medical treatment.

In his lawsuit with Equifax, Dr. Grayson alleges that Equifax is guilty of “attempted murder”. In fact, he surmised that Equifax has indirectly killed thousands of Americans by falsifying their credit report. Every year over 45,000 Americans die from lack of adequate health insurance.  These individuals could have been saved with patient financing.  However patient financing requires good credit. Experian explains on their website “Before you begin a medical procedure and extend them financing, be more informed about your patient’s financial situation…” As a result, hospitals and doctors now routinely check your credit before offering certain medical services even if you have insurance. Dr. Grayson caught an infection from stepping on a nail which later gangrened after Dr. Grayson was denied an appointment with his physician because he was flagged in their system for an unpaid bill.  His bill was supposed to be paid by his patient financing which was canceled when Equifax contacted Care Credit and told them that the account was opened through fraud.  Ultimately, Dr. Grayson’s foot had to be amputated and the infection spread to his bones.

 Dr. Grayson has filed several complaints with government agencies and has contacted numerous politicians. Dr. Grayson explains, “by destroying consumer credit Equifax is really destroying the economy”. President Obamas stated “The concern is that if we do not re-start lending in this country, our recovery will be choked off before it even begins. You see, the flow of credit is the lifeblood of our economy...”

Dr Grayson spent four years collecting evidence and now is seeking $250 million in damages.  Dr. Grayson is a consumer advocate who is fighting for every American who has been defrauded by Equifax and believes that this type of domestic terrorism cannot be ignored. Dr. Grayson has set up a hotline for Equifax victims, call 516-620-3500 or Visit: http://totalcreditawareness.com/ to get justice.


FOR IMMEDIATE RELEASE:

World’s Highest Credit Score

Garden City, New York-January 10th 2017-Richard Humphrey was born in Kansas City, Missouri, and is a holder of an MBA in Finance and International business. He is an investor and serial entrepreneur with a wide experience in business development, product design, investing and aviation.

But Richard has one thing that many people would love to have: the highest credit score in the world. The chairman of Entrepreneurs Organization in New York (EO) has a 990 mid score. The letter he received from the world’s leading credit expert Dr. Michael Grayson said he has the highest recorded credit card score.

According to Dr. Michael, the founder of Reciprocating Financial Network, a term used to describe a model for financial integration of a network of people who have a common financial goal, vision or interest, no one has a perfect credit card score and it’s almost impossible to achieve this because there will always be risks from factors that are beyond human control.

Maybe not, but Richard is feeling really good about himself.

He contacted Dr. Michael’s Credit and Debt Management Institute, Inc when his credit card score had decreased in 2008 for reasons he couldn’t explain. The economy had surely tanked, and he wasn’t even using credit cards at the time, and had no balances except mortgage.

“I had just sold my business and had money in the bank and yet my credit score was decreasing. CDMIonline understood my situation and came up with a custom solution that eliminated wrongly reported old negative contributions and showed me how to use credit the way the reporting agencies like to see it-reflecting my true credit worthiness,” said Richard Humphrey. “My credit card score went from 664 to 832 in 120 days and in 9 months, it had risen to 990A where it is still today, 5 years down the line.”

The simple rules that Richard Humphrey sticks to are: always pay your bills on time and avoid spending money without know how and when you will repay it.

“Your credit will make you more money than your job ever will, and then your money will make you even more money, so that your ideas can make you rich,” said Dr. Michael

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

Most Deletions in a 30 Days Dispute

Garden City, New York-January 13th 2017-Credit and Debt Management Institute (CDMI), the leading developer for credit strategies, has posted one of the highest deletions in a 30 day dispute. The team at CDMI led by Dr. Michael Grayson uses a technique called Rapid Structure instead of credit repair to achieve this speed of deletion.

“If you want to fix your credit and you start by searching for a credit repair company, then you are not going to be successful. It’s actually not the fault of the credit repair companies, because they are only doing what they have been doing,” said Dr. Michael. “Just like you, they are victims of ignorance.”

Credit repair is a series of techniques used to improve one’s credit profile using time tested methodologies. Credit repair only works to remove mistakes, and if you are like most people, most derogatories are not mistakes. This is the main reason why many people will spend a small amount of their fortune trying to improve their credit score with no success.

Rapid Structure has the fastest credit turn around and it has three main components: Debt Elimination Filters; Strategic Credit Restoration and Development; and FICO Score Enhancement Algorithm.

By using these tools, Dr. Michael has made it possible for his clients to have a Zero Derogatory Credit (ZDC) permanently and legally. In addition to the monetary risks that come with credit repair, a credit repair company can negatively affect your credit score. Most of these companies will only dispute all derogatory items appearing on their client’s credit report.

The Grayson Method of Credit Correction has five key processes that have proven to be very effective in removing derogatory items: Legal Remedy, Administrative Remedies, Settlement, Pay per Deletion and Scrubbing.

Dr. Michael Grayson is an experienced credit card expert. He is dedicated to financial literacy, consulting, training, conducting credit based research and acting as a clearinghouse for innovation and technology driven solutions in the field of debt, credit, financing and home retention as part of their ongoing commitment to community development and financial literacy.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

Fastest Credit Turn Around

Garden City, New York-January 13th 2017-For a long time, repairing a bad or poor credit score had to take 3-7 years. But those with negative items on their credit reports have something to smile about. Dr. Michael Grayson, a leading credit expert in the world, uses Rapid Structure technology to eliminate bad credit through government Cancelation and Forgiveness programs.

Rapid Structure is a more effective and fast way of improving one’s credit score when compared to Credit repair. Dr. Grayson and his team have been able to develop techniques that have made it easier for them to achieve the fastest credit turn around in the world.

They work with client’s credit bureaus and creditors to remove negative information from their client’s credit history. After that, they use their proprietary FICO algorithm program to improve their client’s credit score. By using Rapid Structure, Dr. Grayson can repair your credit score in a minimum of 30 days. He is the pioneer of Rapid Structure and now, there is something new that can work fast for people with poor credit.

“Most credit card companies only want to take their client’s money, but we work to deliver,” said Dr. Michael. Rapid Structure has three phases that make it easier for Dr. Grayson and his team to achieve fast credit turn around. These phases include:

Zero Derogatory Credit (ZDC) – We help every client achieve and maintain a clean credit profile

FICO Complaint Restructuring (FCR) – Paying your bills on time only contributes 35 percent to your credit score. You can actually have a CDC and still have poor credit. Dr. Michael Grayson has revised the FICO algorithms to create formulas that have made it easy to structure your credit in a way that aligns with the FICO model.

Trade Line Enhancement (TLE) – For some formulas, you will be required to have just the right number of trade lines and the right type of credit. Dr. Grayson and his staff will guide you in this section to help you improve your credit score.

You don’t have to wait for seven years to get a perfect score. With Dr. Grayson’s Rapid Structure, it can be a lot easier and convenient for you to get a perfect for credit score. His methods have also helped him achieve the most deletions in a 30 day dispute-the highest in the world.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE                                 CONTACT: Tanya M. Brown

November 27, 2018                                                516/620-3500 Extension- 3180


90 Day Credit Challenge – $1,000,000 Reward

Garden City, New York-January 14th, 2018– Credit and Debt Management Institute, Inc (CDMI) is offering a $1,000,000 to anyone who beats all three of Dr. Michael C. Grayson’s credit records. Dr. Grayson currently holds all three credit industry records

  1. The world’s Highest Credit Score
  2. The most Deletions in a Single 30-day Dispute
  3. The Fastest Credit Turnaround in 30 days.

Dr. Michael Grayson is the CEO of CDMI. He brings 20 years of experience working as a credit industry insider. After retiring from the credit industry, Dr. Grayson founded CDMI in 2000 and developed the world’s first credit restoration algorithm. The company focused on providing FICO-based credit driven financial services and products to Fortune 500 companies, politicians, celebrities, businesses and individuals. Later this year CDMI will be launching a new credit restoration app based on this proprietary algorithm.  The app can give anyone perfect credit.  Users will be able to down load their credit an in seconds print generic, administrative and legal remedies to cure any problem.  This will be the first app to use Rapid Restructure. We live in a financially challenging environment where access to capital requires more than just good credit.  This new app is driven by a decision engine that correctly interprets the credit scoring model. Unlike credit repair Rapid Restructure:

  1. Restores all 5 components of your credit score, legally and permanently.
  2. Helps you eliminate your bad debt using government “Debt Filtration” programs which rely on Cancelation and Forgiveness instead of payment, bankruptcy, consumer credit counseling or debt settlement scams.
  3. Uses pre-underwriting techniques so that you can qualify for every loan which you apply.

CREDITPAK  in a few months instead of years.

Dr. Grayson’s proprietary FICO Restoration Formula has enabled him to achieve one of the highest credit records. Dr. Grayson and his team use a technique called Rapid Structure, which is more effective and fast way of restoring credit.  According to Dr. Grayson, you don’t need to wait 7 years to restore your credit. With rapid structure, we can delete up to 73 items derogatory items in your credit profile in 30 days, the highest ever recorded in the world.

Before DR. Grayson created the highest credit score, experts in the credit industry believed that a credit score of 990 was only theoretical maximum. Achieving this number was believed to be impossible, and it is still impossible for anyone to achieve. Rapid Structure has also made it possible for Dr. Grayson to post the highest credit turnaround, and now, he is offering one million dollar reward to anyone who beats his record.

The Wealth Magazine named him the World’s Leading Credit Expert after recognizing his efforts in successfully helping people to create wealth. In fact, he is the first credit expert and African American to feature on the magazine’s cover.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148

CHICAGO — The American Medical Association (AMA) today announced the AMA Health Care Interoperability and Innovation Challenge sponsored by Google to inspire novel examples of mobile health technology—such as wearable devices and applications—that effectively monitor and share medical data between patients and physicians to improve the management of chronic diseases.

“The AMA is working to unleash a new era of patient care through its Integrated Health Model Initiative (IHMI) by pioneering a common data model for organizing and sharing meaningful health data like patient goal, state and functioning, and assembling an unprecedented collaborative effort across health care and technology stakeholders” said AMA President David O. Barbe, M.D., M.H.A. “The Challenge we’re announcing today is an extension of the AMA’s work and will explore possible uses of mobile health technology to provide patients and physicians with a rich stream of medical data that is important for improving care and long-term wellness.”

The Challenge invites the health and technology sectors to present solutions that demonstrate how patient-generated data is captured by mobile health monitoring technology, transferred to a medical practice, and transformed into accessible and actionable information for the patient and physician to improve health outcomes.

Specifically, entrants are asked to present ideas on how to:

  • Import (or transfer) patient-generated health data from a mobile device or a mobile application into one or more phases of clinical care. Examples of phases: Assessment of current condition, risk stratification, goal definition (both patient and physician), treatment plan, intervention(s), recording of observed outcomes, re-assessment.
  • Extract (or transfer) data from one or more phases of the clinical care and send it back into a mobile application or mobile device so patients can view, track and ultimately act upon the information relative to their goals or share it with other physicians.

The winning ideas will demonstrate how the applicant uses patient-generated health data in meaningful ways to have maximum impact on improving physician workflow, improving clinical outcomes, and reducing cost in the health care system. The three best ideas that are submitted to the Challenge by June 7, 2018 will be selected to share $50,000 in credits for Google Cloud.

To learn more about the AMA Health Care Interoperability and Innovation Challenge sponsored by Google, go to: https://ama-ihmi.org/googlechallenge.

is working with Rachel’s Challenge to stimulate academic achievement and social-emotional learning by focusing on the connection between students, faculty and staff. Using the remarkable story of Rachel Scott, the first victim of the Columbine High School tragedy, Rachel’s Challenge awakens individual hope, desire and purpose; which in turn promotes safer, more connected school communities. A Rachel’s Challenge staff member will share Rachel’s story with the entire community on ______________ at ___________ at __________________________ and _________________________________________________. Dr. Robert Marzano, respected education researcher and author states, “Rachel’s Challenge is the most powerful intervention I have seen in 40 years of working in education.” Rachel’s story unlocks the desire for change. Then, its programs come alongside the existing efforts of the school to sustain a culture where harassment, bullying and violence are reduced; and where teachers are free to teach and students are awakened to learn. An independent study conducted by Multi-Dimensional Education, LLC, a nationally recognized educational program evaluator, found that, “Schools implementing Rachel’s Challenge with fidelity achieved statistically significant gains in community engagement, faculty/student relationships, leadership potential, and school climate; along with a reduction in bullying behavior.” Using age-appropriate programming for K-12, Rachel’s Challenge schools have reported up to 84% reductions in disciplinary referrals. Over 150 suicides are averted annually, as reported by students themselves. In a pre- and post-attitudinal survey of 9,881 students from across the US, respondents report a 282% increase in the number of students feeling safe at school after participating in Rachel Challenge. In the pursuit of its mission to awaken individual transformation and promote safer, more connected schools, Rachel’s Challenge has reached over 24 million students, educators and community members in live settings. Rachel’s Challenge continues to work hard to turn the ideals of kindness and compassion into actionable strategies that help promote safe and productive learning environments. For more information about Rachel’s Challenge, visit www.rachelschallenge.org. (For a media press kit, go to: http://rachelschallenge.org/about-us/media)


FOR IMMEDIATE RELEASE:

The World’s first Perfect Credit Software Application: PerfectCreditApp.com

Garden City, New York-January 16th 2017-Credit and Debt Management Institute (CDMI) has announced the launch of PerfectCreditApp.com, the world’s first perfect credit software application, in a few months. The Director of CDMI, Dr. Michael Grayson released a statement saying that the software application is the final stages of development and will be looking to the kickster community for financial support to finish the app.

Dr. Grayson is currently the world’s leading credit expert, being the holder of three Credit Industry Records: Fastest Credit Turn Around, Highest Credit Score in the World and Most Deletions in a Single 30 Day Dispute. According to Dr. Grayson, there is no other software in the market or in development that can achieve the results of PerfectCreditApp.com.

The software comes with an easy-to-use interface and will give users the ability to:

  • Build credit if they are new to the country or don’t have any credit
  • Repair damaged credit
  • Supercharge their good credit to create the perfect credit score (850)
  • Turn their credit into money by underwriting their credit so that they can qualify for a loan

And how does the software work?

  • Allows users can upload their credit report onto the app
  • Identifies all negative data and creates a strategy to remove every item using Rapid Structure techniques
  • Creates correspondence, letters and administrative solutions designed to eliminate derogatory items
  • Enable users to print these documents immediate and mail them
  • Gives users full control of their credit

This will definitely add to Dr. Grayson’s outstanding track record in helping individuals to create wealth. His efforts and commitment convinced editors of Wealth Magazine to name him the World’s Leading Credit Expert, making him the first African American and credit expert to be featured on the cover of the magazine.

Dr. Grayson has also featured on Fox News, Forbes, Bloomberg Report, NBC News and many more. He has also developed credit programs for the Department of Banking and Finance, the Department of Justice, the UAW, the SBA and many more.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

Dr. Grayson Testifies Before Congress on Small Business Access to Capital through Credit Systems

Garden City, New York-January 16th 2017-Dr. Grayson, the Director for Credit and Debt Management Institute, was invited on 17th May, 2016 to speak before the congress on the issue of accessing capital. As it is right now in the United States, there is no access to capital without good credit for 99% of the citizens and the congress is well aware of fact that small business access to capital should be the central concern for the government.

According to Dr. Grayson, this is dangerous system, and if something is not done to recent the trend the economy will eventually collapse.

“The true financial credit literacy has to be the primary goal of the President and the congress. Many people don’t understand the new FICO credit scoring system or the current system in America,” Dr. Grayson told the congress.

In 2000, the United States and other industrialized countries switched from the old credit system to the new FICO Credit Scoring System. This new system is different from the old system. Unfortunately, many people are still using the old system because:

  • It doesn’t have the FICO restoration algorithm
  • Limited demand for technology because the public is not aware of the major transition
  • Using flawed outdated technology is very profitable
  • They are not experts in finance, credit law and debt law
  • It requires more than good credit to get access to capital

Dr. Grayson, who is also the pioneer of Rapid Restructure, is a credit expert who has managed to set three world records and his experience and expertise in the credit industry certainly gives him an edge over other credit experts.

Dr. Grayson believes that educating the citizens of the United States about credit should be the goal of the congress. When small businesses have access to capital, it means that they will grow and this will lead to the growth of the economy.

By using Rapid Restructure, Dr. Grayson is able to restore credit in a fast and more effective way and his methods have made it easier for him to help individuals create wealth.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

Wealth Magazine Names Dr. Michael C Grayson the World’s Leading Credit Expert

Garden City, New York-January 16th 2017-The Wealth Magazine has named Dr. Michael C. Grayson the world’s leading credit expert after successfully helping people to create wealth. Dr. Grayson is the first credit expert and African American to be honored on the cover of the magazine.

The director of Credit and Debt Management Institute is the founder of Rapid Structure, one of the most effective and fast techniques of restoring credit. Dr. Grayson is currently the holder of three Credit Industry Records:

  • He holds the record for Most Deletions in a Single 30 Day Dispute (removed 73 derogatory items)
  • One of his clients has the Highest Credit Score in the World (a 990 mid score)
  • He recorded the Fastest Credit Turn Around (from the 500’s to the 800’s in less than 30 days)

Dr. Grayson has accomplished this using Rapid Restructure. According to the credit expert who has an extensive experience in the credit industry, Rapid Restructure is faster and achieves better results. “Comparing Credit Repair to Rapid Structure is like comparing a buggy or a horse to a Ferrari. While they are both transportation, the technology differential makes them several years apart,” said Dr. Grayson.

For so many years, individuals with bad or poor credit have known that it takes 7 year to restore credit. This is actually weird because your credit is supposed to restore itself every seven years. To make the matters even worse, you will be required to pay a certain amount of money every month to the credit repair company.

Dr. Grayson does not have a credit repair company; neither does he offer credit repair products. Using Rapid Structure, he is able to achieve all these and help people create wealth. That’s why he featured on the cover of Wealth Magazine.

Dr. Grayson’s technique is legal, and there is no doubt that he is the world leading credit expert. He has posted a credit industry record that no other credit expert has achieved and it’s still impossible for everyone else to achieve.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

Dr. Grayson Will Be A Featured Speaker At This Years The Long Island Community & Economic Development Conference Wednesday, September 14, 2016 8:00 A.M. – 5:00 P.M.

Garden City, New York-January 18th 2017-Dr. Grayson has been invited to speak at this year’s Long Island Community & Economic Development Conference. During the conference, which will take place on Wednesday, September 14, 2016 8:00A.M.-5:00P.M., Dr. Grayson will teach a class on access to capital and credit restoration.

The Director of Credit and Management Institute (CDMI) is also the world leading credit expert and his experience in the credit industry has given him a better understanding of credit and its importance to small businesses.

According to Dr. Grayson, the success of small businesses depends on access to capital. The struggle to obtain credit continues to be a problem for many small businesses. For example, many small businesses owners are reporting that lack of credit is hindering them to increase stock to meet demand or finance increased sales. Access to credit is very important to the success of the small businesses. There is a strong connection between small businesses and credit.

“For the first time ever, you can control, restore and or enhance your credit score at will; become a credit expert; empower an entire group with perfect credit; and accurately forecast your borrowing power,” said Dr. Grayson, who uses the new FICO Credit Scoring System to help his clients restore their credit.

One of main topics that Dr. Grayson will focus on during the conference is credit restoration. The credit expert uses a technique called Rapid Restructure. It is more effective and faster method for restoring credit when compared to Credit Repair.

By using Rapid Restructure, Dr. Grayson has accomplished so much and he is currently the holder of three Credit Industry Record: one of his clients, Richard Humphrey, has the Highest Credit Score In The World (a mid-score of 990); he has the highest record for Most Deletions In A Single 30 Day Dispute (73 derogatory items deleted); and one of his clients had the Fastest Credit Turnaround (from the 500’s to the 800’s in less than 30 days).

He has helped many people to obtain wealth and was even featured on the cover of Wealth Magazine as the World’s Leading Credit Expert.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

Dr. Grayson Launches Smallbusinesscreditexpert.com

Garden City, New York-January 18th 2017-The Director of Credit and Debt Management Institute (CDMI) has announced the launch of Smallbusinesscreditexpert.com. The blog, which will mainly focus on providing helpful information about capital access for small businesses and credit restoration, will launch in March.

Many small businesses today are struggling with obtaining finance for their businesses, and one of the main barriers is that banks often shy away from financing the small business community. Smaller loans are less profitable for banks and have high default rates.

So, where are small businesses getting credit to increase stock to meet demand and finance increased sales?

Well, these are among the many topics that will be covered in Dr. Grayson’s blog.

With many years of experience in the Credit Industry, Dr. Grayson has been able to develop strategies using the New Fico Credit Scoring System that have helped many people to create wealth. He is the pioneer of Rapid Restructure, a credit restoration technique that has made him the world’s leading credit expert.

Dr. Grayson will be sharing his credit restoration techniques and methods in the blog as well as helping small businesses to gain access to capital. While testifying before the congress on small business access to capital through credit systems, Dr, Grayson told the congress that there is no access to capital without a perfect credit of 99% for Americans, and that this was a dangerous system that would eventually lead to the collapse of the economy. Without access to capital, then it would mean that small businesses won’t succeed.

“Many people and small business owners don’t understand the new Fico Credit Scoring System or the current debt system in America,” Dr. Grayson said. He will be educating people on the new credit score system. With a track record in helping people to create wealth, it certainly goes without saying that Smallbusinesscreditexpert.com will be resourceful in helping small businesses to gain access to finance.

The blog will also help Dr. Grayson to establish himself as a credit expert. He is currently the holder of three Credit Industry Records (Highest Credit Score in the World, Most Deletions in a Single 30 Day Dispute and the Fastest Credit Turnaround) but very few people know this.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

Dr Grayson Prepares Opinion Paper for Obama

Garden City, New York-January 19th 2017-Dr. Grayson has prepared an opinion paper for Obama on how credit impacts national economy indicators. According to Dr. Grayson, the president has done an unbelievable job of providing cash for the troubled economy, but the very cash that is meant to help American citizens is bottlenecked in such a way that it never reaches people who need it most. The bottleneck has been caused by the current credit crunch.

The Director for Credit and Debt Management Institute has recently secured private funding to finance a ground breaking study that is aimed to:

  • Determine the effect of consumer credit on the Principal Federal Economic Indicators
  • Determine the optimal amount of credit literacy
  • Identify and quantify credit restoration technologies, enhancement protocols and debt elimination strategies that achieve the highest results in a short time

The study will show that the president can revive the economy and make it the strongest in history without spending any more money. Dr. Grayson believes that by improving credit score in a short time, individuals can have access to capital.

Small businesses could access capital which could create jobs; citizens would be able to qualify to purchase cars and homes which would help to build a strong economy. In addition, communities would be able to sustain themselves without asking for government handouts.

Dr. Grayson believes that it is time for someone to educate the American community about credit.

“Once you understand my formula you will become a credit expert.  A well-managed financial literacy campaign that is results driven will take the burden off you and place it on the shoulders of every American. Most Americans would prefer learning to fish rather than to be given a meal,” said Dr. Grayson in the opinion paper. “Many leaders do not feel comfortable speaking publicly about this very private struggle because they lack the expertise to address this issue comprehensively.  I would love to give you that expertise.”

Dr. Grayson is currently the holder of three Credit Industry Records: Highest Credit Score in the World, Most Deletions in a Single 30 Day Dispute and the Fastest Credit Turnaround.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

Dr. Grayson Prepares Opinion Paper for Bush

Garden City, New York-January 19th 2017-Dr. Michael C. Grayson has prepared an opinion paper for Bush on the impact of credit on national economic indicators. According to Dr. Grayson, reduction of poor credit in American households should come with beneficial effect at all economic levels. He also suggested that lower debt levels and improved scores can be achieved without bankruptcy and government bailout strategies.

Dr. Grayson has recently secured funds that will help him test the hypothesis: principal federal economic indicators are positively or negatively related to consumer credit scores.

Dr. Grayson believes that small business access to capital is affected by credit, and by improving their credit in a short time, it will be easier for individuals and business owners to access credit. This would create jobs and individuals would be able to buy homes and cars which would help to build a stronger economy. Communities would also be able to sustain themselves without requesting for government handouts.

“Imagine if Michael Dell had to build his company in this current economic climate. Would he have the success he has today without access to capital?  How many Michael Dells are out there waiting for you to save them?” Dr. Grayson said in his opinion paper to Bush. “I am asking for your endorsement/support/partnership/sponsorship of this study and your support for my efforts to create a financial literacy model (The 90 Day Credit Challenge) that will empower the entire country.”

Dr. Grayson believes that it is time that the American community should be educated on credit and its effects to the economy. A well-planned, result oriented credit literacy campaign will take the burden off individuals, and once they understand his formula, they will all become credit experts. Most Americans prefer doing things by themselves rather than having someone do it for them.

Dr. Grayson, the Director for Credit and Debt Management Institute, has clients that are celebrities, small business owners, professional athletes, millionaires and one billionaire client. The world leading credit expert (according to Wealth Magazine) says many leaders don’t feel comfortable speaking publicly about the credit problems affecting the country because they lack the knowledge to address the issue comprehensively. He has offered Bush this expertise because he believes he is the most important man in history.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

Dr Grayson Honorary Chairman of Business Advisory Council

Garden City, New York-January 19th 2017-World Leading Credit expert, Dr. Michael C. Grayson has been appointed as the honorary chairman of Business Advisory Council. Dr. Grayson, who is also the Director for Credit and Debt Management Institute, will be giving his opinions on issues, proposed laws and laws that affect small businesses.

Dr. Grayson’s experience includes 20 years working as a credit expert. He started his own practice (Grayson Financial Services) in the year 2000, offering FICO-based credit driven financial services and products to businesses and individuals in the United States. His skills and expertise in the credit industry will play a significant role helping people to make a smooth transition from the old credit system to the new FICO Credit Scoring System.

According to the credit expert, many people are still using the old credit system because:

  • They don’t possess the FICO restoration algorithm
  • Limited demand for technology because the public is unaware of the major transition
  • Using old the technology is very profitable

The new system made Consumer Credit Counseling, Bankruptcy 13, Debt Consolidation and Credit Repair obsolete. Credit repair ended in 2000, and it’s probably one of the biggest scams in the United States today.

“If you decide to restore your credit and you begin by Google-ling credit repair then you are destined for unhappiness.  It is not the fault of credit repair companies after all they are just doing what they have always done,” said Dr. Grayson. “Most of them might even have honorable intentions.  They, like you, are victims of ignorance”

Dr. Grayson is the pioneer of Rapid Restructure, a credit restoration technique that has made it possible for him to help people create wealth. This technique has also made him the holder of three credit industry records: Highest Credit Score in the World, Most Deletions in a Single 30 Day Dispute and the Fastest Credit Turnaround.

As the new honorary chairman, Dr. Grayson is expect to effect change and educate people on the importance of credit to the success of small businesses and the country’s economy in general.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

Dr Grayson Receives Congressional Leadership Award

Garden City, New York January 24th2017-In 2003, Dr. Michael C. Grayson received the Congressional Leadership Award. The Director of Credit and Debt Management Institute received the award after demonstrating great leadership skills in several posts he was allocated in the credit industry.

In addition to 20 years of professional career, Dr. Grayson has also worked as a consultant to various financial services companies and prestigious law firms, including The Cochran Firm, Rosenbaum and Associates, and The Minority Mortgage Bankers Association. He also served as Honorary Chairman of the Business Advisory Council during the Bush Administration and has continued to help politicians to create effect credit based programs and policies.

Dr. Grayson’s experience and expertise in the credit industry has made it easy for him to take a leading role in the credit industry. Being honored with the leadership award means a lot to the World Leading Credit expert (according to the Wealth Magazine), especially at a time like this when he believes that someone needs to educate the Americans on the importance of credit to the economy.

In his letter to Obama, Dr. Grayson emphasized on the importance of having a community that has easy access to capital. Small businesses have limited access to capital, and this has a negative impact on the country’s economy. As it is right now in the US, many people and small businesses owners don’t have access to capital because of poor credit. Dr. Grayson believes that by using by championing credit literacy, the economy will indeed flourish.

These are among the topics that Dr. Grayson has been covering and it goes without saying that the commitment he has put in towards helping individuals to create wealth is a clear demonstration of his great leadership skills.

Dr. Grayson, who uses the new FICO Credit Scoring System, has developed a technique called Rapid Restructure which is more effective and faster in restoring credit than Credit Repair. This technique had made Dr. Grayson the holder of three Credit Industry Records: Highest Credit Score in the World, Most Deletions in a Single 30 Day Dispute and the Fastest Credit Turnaround.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

Dr Grayson Sues iRestore for Fraud and Theft of Company Secrets

Garden City, New York January 24th 2017-Dr. Michael C. Grayson has sued iRestore for illegally and immorally stealing his intellectual property, trade secrets and money. Dr. Grayson is seeking compensatory damages of at least $2.6 million, special damages of $2.5 million, punitive damages of at least $50 million as well as injunctive relief and declaratory judgment.

In 2014, the plaintiff (Dr. Grayson) left his career as one of the leading credit experts in the world to start a joint business enterprise with the defendant. At that time, Dr. Grayson had just completed perfecting a credit restoration system that used several of his proprietary formulas and trade secrets.

According to Dr. Grayson, his formulas can eliminate up to 90 percent of bad debt without using government programs and once converted into software, it would be worth billions of dollars. The defendant offered Dr. Grayson a lucrative contract after several lengthy conversations. Dr. Grayson was a little hesitant to accept the offer, but the defendant persuaded him into signing by offering 1.5 million tradable shares of the parent company at a value of $1 per share.

After signing the contract on April 2014, Dr. Grayson started servicing clients and improving efficiency of work. However, Dr. Grayson realized that almost every representation iRestore had made was false. They had told him that the organization was worth $50 million with less than 50 million shares, but when he asked for his shares, they told him they were relisting the stock and that the process would take 30 days. That was not true.

The defendant also told Dr. Grayson that they had several investors who would give them $2 million for the business and that they would give him $500,000 of that amount for infrastructure development. That was not true. They also told Dr. Grayson that their business was large enough and so it would be easy for them to sell at least 1,000 credit systems per month. That was also a lie. The defendant has only delivered 520 clients to Dr. Grayson so far and has only paid for 420 of those clients.

The defendant has been selling Dr. Grayson’s system and using the money to create a rival system using his technology. The campaign to destroy the reputation of Dr. Grayson was confounded from the fact that during the time that Dr. Grayson worked with them, his credit system delivered amazing results. One of his achieved an 800 credit score from 0, which is world record. During that the same period, Dr. Grayson’s credit system deleted more than $2.5 million of bad debts for 500 clients.

The Wealth Magazine featured Dr. Grayson on their cover page as the World Leading Credit expert after helping individuals to create wealth.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

Dr Grayson Teaches FICO System to Fortune 500, Mta, Ford, Blue Cross Blue Shield

Garden City, New York, February 4th 2017– It’s 16 years since the United States and other industrialized nations switched from the old credit system to the new Fico Credit Scoring system. The new system is completely different from the old one, and Dr. Grayson, the Director for Credit and Debt Management Institute, was invited to educate Fortune 500, Mta, Ford, and Blue Cross Blue Shield about the new system

According to Dr. Grayson, who is also the world leading credit expert, many people have no idea of the name of the company that invented the credit system that currently controls 80% of all financial decisions in every American’s life. If they struggle with the name then you don’t even have to ask them if they understand the system.

Fortune 500, Mta, Ford, and Blue Cross Blue Shield are the main contributors of the American economy and educating them on the new FICO system comes as a benefit to the country as a whole. Dr. Grayson has also insisted on championing credit literacy to the American community.

Many people in the credit industry are still using the old credit system because:

  • They don’t possess the FICO restoration algorithm
  • Limited demand for the technology because the public is not aware of the transition
  • They don’t have the expertise in credit law and debt
  • It’s extremely profitable to use obsolete technology

The new FICO credit restoration system uses complex algorithm to convert a credit report into a numerical value. So, it takes an algorithm to beat an algorithm. 

Using the new FICO credit restoration system, Dr. Grayson has developed a credit restoration technique called Rapid Restructure that made him achieve three credit industry records: Highest Credit Score in the World, Most Deletions in a Single 30 Day Dispute and the Fastest Credit Turnaround. Rapid Restructure has four main components:

  1. Rapid Debt Elimination Filters (DEP)
  2. Strategic Credit Restoration & Development (SCR)
  3. FICO(R) Score Enhancement Algorithm (SEA)
  4. Acquisition Based Compliance(ABC)

Dr. Grayson has developed a learning model called “Our Learning Approach” to educate organizations and the general public on how to improve their credit. Dr. Grayson and his team at CDMI have created course that allow their clients to accurately forecast their credit restoration and develop a comprehensive understanding of the new FICO Credit System.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

Dr Grayson Featured Speaker with Congressman Meeks Employment

Garden City, New York, February 4th 2017-Dr. Michael C. Grayson, the world leading credit experts (according to Wealth Magazine), was a featured speaker with Congressman Meeks. Dr. Grayson, who has been working on strategies to help Americans improve their credit scores and improve the economy, believes that someone should champion credit literacy in the country as it has an impact on employment.

According to a census bureau study, 67% of employers value educational background or credit and work experience. So, in this FICO credit environment, it is important that job seekers have a credit score of 720 or higher when applying for jobs and promotions.

Dr. Grayson has introduced the concept of Power Resume, which basically a normal resume but with a copy of the applicant’s credit report. A resume should include all the important details that recruiters will be looking for. And the concept of Power Resume is something that recruiters will love and most clients who have used the Power Resume say that it has indeed made a big difference when applying for jobs and promotions.

Dr. Grayson is the founder of Rapid Restructure, a credit restoration technique that is designed to give customers perfect credit in a very short time. One of his clients had the Fastest Credit Turnaround (from the 500’s to the 800’s in less than 30 days) and he is also credit for Most Deletions in a Single 30 Day Dispute (73 derogatory items removed).

Dr. Grayson was featured on the cover page of Wealth Magazine is the World Leading Credit Expert, having helped many people create wealth. Having knowledge and an extensive experience in with the new FICO credit restoration system gives Dr. Grayson an edge when it comes to giving advice on matters relating to credit in relation to employment.

The Director of Credit and Debt Management Institute believes that having a credit literate community is very important ensuring the growth of the economy, and using the concept of Power Resume, he is looking forward to helping more people secure jobs.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

Dr Grayson Works with Mayor Quame Kilpatrick

Garden City, New York, February 4th 2017-Dr. Michael C. Grayson worked with former Mayor Quame Kilpatrick of Detroit City to create a revolutionary new program for the city that would improve the aggregate score of the entire city. The revolutionary trainer program could benefit any city, corporation or large organization that is interested in securing the future of their memberships.

Dr. Grayson is the world leading credit expert and was even featured on the cover of Wealth Magazine after successfully helping people to create wealth. By using the new FICO credit restoring system, DR. Grayson has come up with techniques that have helped him to achieve perfect credit score in a very short time. He has also been working on techniques, including the revolution new program for Detroit City, which would help people to eliminate bad credit on their credit profiles.

Dr. Grayson’s Rapid Restructure is a more effective and fast credit restoration technique that has four basic components:

  • Rapid Debt Elimination Filters (DEP)
  • Strategic Credit Restoration & Development (SCR)
  • FICO(R) Score Enhancement Algorithm (SEA)
  • Acquisition Based Compliance(ABC)

The Director for Credit and Debt Management Institute believes that someone needs to champion credit literacy in the American community so that they can understand the importance of having good credit. By working with Mayor Quame Kilpatrick, Dr. Grayson could help members to improve their credit, which could in turn improve their standards of living. Business owners who have good credit can have easy access to credit for their businesses and Americans can afford to buy houses and cars. In general, with good credit, the economy grows.

“Dr. Grayson has developed a model to educate the public and empower their personal credit. We call this ‘Our Learning Approach’.  We have designed online courses, training programs and classes as an introduction to the FICO System and our Strategic Credit Restoration and Development model,” said Dr. Grayson. “We are constantly researching and improving our techniques, strategies and methodologies to keep up with the ever changing landscape of credit, debt and financing technology.  At CDMI we have mastered both the credit industry and the banking industry.”

Dr. Grayson is looking to help more Americans, organization and corporations understand the new FICO Credit system as well as help them improve their credit score.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

Dr Grayson Develops Revolutionary Housing Program with Rosenbaum and Associates

Garden City, New York, February 4th 2017-Dr. Michael C. Grayson has developed a revolutionary housing program with Rosenbaum and Associates. The program was a rent-to-own home owner program, where Dr. Grayson and the Philadelphia based law firm built the houses using federal monies then put people with bad credit in them.

Dr. Grayson would then enroll them into his credit program that would give them a credit score of 700. After their credit score reaches the desired score, they would qualify for a traditional mortgage at a good interest rate. Dr. Grayson is the world leading credit expert and using the new FICO credit system, he has developed programs and techniques to help people achieve a perfect credit in a very short time.

As it is right now, a credit restoring company will take up to 7 years to help their clients achieve a perfect credit, and during that time, a fee is paid on a monthly basis. “Can you really wait 7 years to buy a house, get a government contract, get a good job, get a promotion, save your business, get a grant, get a higher education student loan, etc,” said Dr. Grayson.

Dr. Grayson’s Rapid Restructure Technology is far much effective and fast technique for improving one’s credit than credit repair. Dr. Grayson would use this technique to help people with bad credit to qualify for mortgage.

The revolutionary housing program would make it possible for individuals with bad credit to own homes, something that would never be achieved without Dr. Grayson’s credit techniques to help the individuals restore their credit in a very short time.

The Director for Credit and Debt Management Institute is currently the holder of three credit industry records: one of his clients, Richard Humphrey, has the Highest Credit Score In The World (a mid-score of 990); he has the highest record for Most Deletions In A Single 30 Day Dispute (73 derogatory items deleted); and one of his clients had the Fastest Credit Turnaround (from the 500’s to the 800’s in less than 30 days).

Dr. Grayson has also developed a learning model so that they can educate the public as well as empower their personal credit. He has designed online courses, training programs and classes as an introduction to the FICO System and our Strategic Credit Restoration and Development model.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

Dr Grayson Teaches Workshop for the Cohran Firm

Garden City, New York, February 4th 2017-In the year 2003, Dr. Michael C. Grayson was invited to teach a workshop for the Cohran Firm on a revolutionary program that would help to improve the credit score of people with bad credit. Dr. Grayson believes that its time to champion credit literacy in the United States and through workshops like this one, he has been able to educate people on the importance of having good credit and how individuals can achieve perfect credit in a very short time using his methods.

During the workshop, DR. Grayson spoke about a program a rent-to-own home owner program for any city or state, where he would build houses using federal monies then put people with bad credit in them. He would then enroll them into his credit program that would give them a credit score of 700. After their credit score reaches the desired score, they would qualify for a traditional mortgage at a good interest rate. This will be a win-win situation for everyone.

Having a good credit score is very important as it applies to other sectors as well. “By improving their credit in such a short time you will enable your target group to have access to capital.  Small business owners could access capital  which would create jobs at an unprecedented level, individuals would be able to qualify to purchase homes and cars which will help build a strong economy, and communities would be able to empower themselves without government handouts,” Dr. Grayson said.

Dr. Grayson has also developed a learning model to educate the public as well as improve their personal credit. The Director for Credit and Debt Management Institute calls this “Our Learning Approach.” Dr. Grayson and his team have designed online courses, training programs and classes as an introduction to the FICO System and our Strategic Credit Restoration and Development model.

Dr. Grayson is the pioneer of the formula for Strategic Credit Restoration and Development; so who is better equipped to teach it?

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

Dr Grayson Develops Revolutionary Credit Program for Ford Motor, GM

Garden City, New York, February 11th 2017-Dr. Michael C. Grayson has developed a revolutionary programs for Ford and GM employees. The employees could enroll in this program through the continuing education and once they have mastered how the new FICO credit restoring system works, they will become credit experts. Dr. Grayson is the world leading credit and was even featured on the cover page of Wealth Magazine.

Dr. Grayson is also the Director of Credit and Debt Management Institute and together with his staff, they have been able to develop credit restoration techniques and program to educate the public about the credit as well as empower their credit. Dr Grayson with his Rapid Restructure technology which operates using the new FICO credit restoration principles, Dr. Grayson has three credit industry awards: Highest Credit Score in the World, Most Deletions in a Single 30 Day Dispute and the Fastest Credit Turnaround.

It goes without saying that his experience and expertise in the industry will help Ford and GM employees to improve their credit scores, which would translate to better living standards. With a poor credit score, it is impossible to get a loan or mortgage and small businesses in the United States are suffering today because they don’t have access to credit. Dr. Grayson’s credit restoration techniques have shown great success when compared to Credit Repair.

The move to develop a revolutionary program for Ford and GM employees is part of Dr. Grayson’s strategy to educate the public about the new FICO credit system which was established in the year 2000. “I guarantee you will be shocked to find that most people have no idea of the name of the company that invented the credit system that currently controls 80% of all financial decisions in every American’s life. If they struggle with the name then you don’t even have to ask them if they understand their system. Now for the one or two that might guess this answer right ask them, how does the FICO algorithm work and what is the algorithm that restores your score,” said Dr. Grayson.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

Dr Grayson Wins Queens Award

Garden City, New York, February 11th 2017-In the year 2013, Dr. Michael C. Grayson was honored with the Queens Award. When Dr. Grayson retired from the credit industry in the year 2000, he founded Grayson Financial Services, bringing more than 20 years of credit experience in his practice. He served as a consultant to several financial services companies and prestigious law firms, including Rosenbaum and Associates, The Minority Mortgage Bankers Association and The Cochran Firm. As a credit expert consultant, Dr. Grayson advised C-level executives at several large corporations, including General Motor, Ford and Liberty Tax.

The Queens Awards was presented by the Awards Program and it goes without saying that this is indeed a show of Dr. Grayson’s commitment to help people with bad credit to improve their credit score. Dr. Grayson, currently the director for Credit and Debt Management Institute, has been developing credit restoration technologies and programs since 2000 that have helped people to improve their credit score.

Dr. Grayson is currently the holder of three credit industry records: one of his clients, Richard Humphrey, has the Highest Credit Score In The World (a mid-score of 990); he has the highest record for Most Deletions In A Single 30 Day Dispute (73 derogatory items deleted); and one of his clients had the Fastest Credit Turnaround (from the 500’s to the 800’s in less than 30 days).

In the year 2000, the United States and other industrialized countries switched from the old credit system to the new FICO credit restoring system. Unfortunately, very few people understand the new system which is radically different from the old. Using the new FICO credit restoring system, Dr. Grayson pioneered the Rapid Restructure, a technology that has mainly contributed to the success that he has seen in the industry as a credit expert.

In fact, the Queens Award, among many awards that he has received in the credit industry is attributed to the highly effective credit restoring techniques and programs. Dr. Grayson was featured on the cover of Wealth Magazine as the World Leading credit expert after helping people in the United States to create wealth.

Dr. Grayson is currently developing credit restoration courses that should educate people on the new FICO credit system.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

NBC News Tiffany Cohran Show

Garden City, New York, February 4th 2017-In the year 2000, Dr. Michael C. Grayson appeared on the Tiffany Cohran shown on NBC news as a credit expert. The Director of Credit and Debt Management Institute retired in 2000 after a career of 20 years as a credit expert. He started his own practice, Grayson Financial Services, the same year. Over the period that DR. Grayson has been working as a credit expert, he has advised C-level executives at several large corporations, including Liberty Tax, Ford and General Motors.

Using his proprietary FICO restoration formula, Dr. Grayson is currently the holder of three credit industry records: one of his clients, Richard Humphrey, has the Highest Credit Score In The World (a mid-score of 990); he has the highest record for Most Deletions In A Single 30 Day Dispute (73 derogatory items deleted); and one of his clients had the Fastest Credit Turnaround (from the 500’s to the 800’s in less than 30 days).

“By improving credit in such a short time, we can enable a target group to have access to capital.  Small business owners could access capital,  which would create jobs at an unprecedented level, people would qualify to buy homes and cars, which will help build a strong economy, and communities would be able to empower themselves without relying on government handouts,” Dr. Grayson said.

During the Bush administration, Dr. Grayson served as the honorary chairman for the Business Advisory Council and has continued to help politicians to effect credit based programs and policies. In his letter of Obama, Dr. Grayson addressed the issue of small business access to capital. He called upon leaders to educate the public on the new FICO credit restoring system which was established in 2000.

“Many Americans from all walks of life are affected by this credit technology gap.  In fact, I have clients that are small business owners, celebrities, professional athletes, millionaires and one client that is a billionaire.  Many leaders do not feel comfortable speaking publicly about this very private struggle because they lack the expertise to address this issue comprehensively,” Dr. Grayson said in the letter.

Dr. Grayson is currently developing learning courses for people to understand the new FICO credit system.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

Sues Ripoff Report, Scambook, Complaint Board

Garden City, New York, February 4th 2017-Dr. Michael C. Grayson has sued RipoffReport, Scambook and Complaint Board for soliciting complaints about businesses and then charging them a fee to keep the complaints off the page of Google.

“This is an extortion and scam,” said Dr. Grayson. “In my case these websites offer only one complaint but they work to keep it on the front page of Google. I asked them to send me a copy of the purported client’s information so that I could give them a refund because we have a 100% money back guarantee for all services, but they could not produce this information because these comments were made by a disgruntled employee.”

The world leading credit expert and Director for Credit and Debt Management Institute said they refused to remove the false information unless he paid them. Dr. Grayson has developed techniques and programs that have helped Americans to restore their credit and create wealth.

His technology Rapid Restructure has made him the holder of three credit industry records: one of his clients, Richard Humphrey, has the Highest Credit Score In The World (a mid-score of 990); he has the highest record for Most Deletions In A Single 30 Day Dispute (73 derogatory items deleted); and one of his clients had the Fastest Credit Turnaround (from the 500’s to the 800’s in less than 30 days). Dr. Grayson says he is highly disappointed in the three bodies which claim to help customers find genuine reviews, but are out there to make money.

“They have cost me a lot of business despite my commitment and effort to work with them for several years,” Dr. Grayson said. “I have been in business for 16 years and have helped over 10,000 people.”

Genuine services like Better Business Bureau offer a clients resolution service that allows businesses to address complaints. They then arbitrate the complaints and offer a resolution. That’s how an authentic business works. These scam sites are located in Russia and have devised methods to escape prosecution. 

Dr. Grayson started his own practice in 2000 and has been providing FICO-based credit driven financial services and products to businesses and individuals. He has served as a consultant to several financial services companies and law firms, including Rosenbaum and Associates, The Minority Mortgage Bankers Association and The Cochran Firm.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

Totalcreditawareness.com

Garden city, New York, December 12th 2017– Dr. Michael Grayson, the Director of Credit and Debt management institute (CDMI), has a new website where anyone can access information their services. CDMI has helped more than 10,000 people to restore their credit. Some of the items that have been removed from their customers credit history include collections, charge offs, late payments, liens, bankruptcies, judgments, repossessions, foreclosures and much more. All these information can be found the website.

Through the website, you can improve your credit score and when you call for help, Dr. Grayson and his team will provide you with free access to capital summary, free personalized credit consultation, free credit report audit on all your accounts and free score evaluation & recommended solution. Dr. Grayson is the holder of top three credit records:

  • Fastest credit turnaround
  • Highest credit score in the world for his client
  • Most deletions in a single 30 day dispute

Dr. Grayson has pioneered a new type of credit restoration system called Rapid Restructure. This system uses all the three components of FICO system; strategic credit restoration and development; debt filtration and a FICO score enhancement algorithm.

Now, CDMI is offering a revolutionary new course that will introduce you to the new FICO system and give you a 50 to 100 point increase at the same time. When you take CDMI’s online course, they will use your credit in your lab exercise. You will complete the course and enhance your credit in 90 days or even less. Sit back and watch your credit score improve every month for three months in a row.

You will certainly be amazed as the company’s system changes your life. That means that you will be free to apply for a job, start or expand your business, but a car or house, or get a loan. On the website, you will find a map that will direct you to CDMI offices and contact details. You will also be able to access videos and other resources on the website. There is also contact the company through the contact us page. Therefore, if you are looking to improve your credit score in the shortest time possible, don’t hesitate to visit totalcreditawareness.com.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

Dr. Grayson Created a DYI Pro Se legal Document That Has Saved Hundreds of Homes from Foreclosure

Garden City, New York, December 12th 2017-Dr. Michael Grayson, the founder and director of Credit and Debt Management Institute, has created a DIY Pro Se legal document that has saved many homes from foreclosure. CDMI and its legal team have developed a procedure that can shut down any current sale or foreclosure. Provided you still have the keys, you can stay in your home. You can be sure of that.

For those who have been unfortunate to lose their homes to a foreclosure, the company will force the bank to remove the foreclosure from their credit and they will be able to request a foreclosure review so that they can receive compensation for the illegal activity. This system was created by one of the leading credit experts in the country, Dr. Michael Grayson.

He is currently the holder of top three credit industry records:

  • Highest credit score in the World-A mid score of 990 for his client
  • Fastest Credit Turnaround in only 30 days
  • Most deletions in a single 30 day dispute

He has helped many people to restore their credit and they have removed a number of items from the clients reports, including liens, late payments, collections, charge offs, bankruptcies, repossessions, judgments and foreclosures.

Now, Dr. Grayson has developed the comprehensive system to ensure that his customers don’t have to about foreclosure ever again. He invites any American to use this system to stop foreclosure at any step in the process even if they have received eviction notification.

CDMI is the leading credit restoration company in the world and they are also offering credit restoration courses to help people to understand the new FICO credit scoring system. The goal is to ensure that all American citizens understand their credit score, how to improve their credit score and what not to do to hurt their credit score.

CDMI’s expertise and significant knowledge in the finance technology and consulting industry, combined with their attention to detail and on-time response to customer needs is one of the main reasons the company is engaged to service individuals and businesses.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

Dr Grayson created a DYI Pro Se Legal Document That Has Overturned Hundreds of Garnishment and Judgments

Garden City, New York, Dec 12th 2017-Dr. Michael Grayson has created a DYI Pro Se legal document that has overturned many garnishments and judgments. The director for Credit and Debt Management Institute is an expert in credit and debt law and he can always guarantee with the legal remedy process. Dr. Grayson and his team have had so much success with this process that they have worked for many debt law firms and lawyers that offer foreclosure defense. This process has been very successful on all types of bad debts, including garnishments and judgments as well as bank liens.

Credit and Debt Management Institute are experts in credit and debt law. Whether it takes 30 days or 12 months to improve you credit, it is crucial that you know that this process is different for everyone, and regardless of anything, they will be there until you are happy with the final results. Their methodology is combination of science and art and they are always evolving their methods to stay one step ahead of the industry.

The company has been helping people to achieve a perfect credit score and Dr. Grayson is currently the holder of three credit industry records: The highest credit score in the world (at 990), Fastest credit turnaround (went from 500’s to 800’s in 30 days), and Most deletions in a single dispute (73). This is the main reason why they are considered to be the leading credit experts in the world.

In today’s financially troubled world, you need an expert in your corner-someone who can help you navigate garnishments and judgments that may leave you bankrupt. One philosophy that the company uses is “your credit will make you more money that your job ever will, your money will make you even more money and your ideas will make you rich.” Dr. Grayson believes in this universal truth and we are serious about ensuring that you have a perfect credit. The goal of most credit companies is to take your money, but Dr. Grayson and his team have gone a mile further to help his clients overturn garnishments and judgments. Feel free to contact Dr. Grayson today for information about the Pro Se legal document.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

List all workshops: defense department, NYC housing, NYC chamber of commerce, us small business administration, uaw, abwa,

Garden City, New York, December 12th 2017-Dr. Michael Grayson, world’s leading credit expert and the founder of Credit and Debt Management Institute has been attending a number of workshops to educate individuals and organizations on the importance of having a good credit score. Some of the workshops attended by Dr. Grayson include defense department, NYC housing, NYC chamber of commerce, us small business administration, uaw, abwa.

Using CDMI’s revolutionary new products we will be able to implement tangible, personalized economic programs in communities which promote positive financial behaviors, kinder their entrepreneurial spirit and help build a healthier financial foundation through access, awareness and education. 

Working with communities across all demographics in the U.S., especially the underserved community, CDMI believes that individuals, businesses, corporations, religious organizations, non profits and communities can be educated to understand and adhere to those financial principles, which will serve as a solid foundation for future economic growth and sustainability.

According to a census bureau study 67% of employers value credit or educational background and work experience.  Therefore in this fico environment it is important to make sure that you have a 720 credit score of higher when applying for jobs and promotions, the company has introduced the concept of the Power Resume.

The power resume is a normal resume but with a copy of your credit report.  Your resume should highlight all of those things that are important to employers.  Recruiters love the concept of a power resume and most of our clients have found that it has made the difference when applying for jobs and promotions.

The power resume is very important for people who are working in large companies as it may help them to improve their ranking or even secure another job in the same field. Dr. Grayson also believes that small businesses need to be educated on the importance of having a perfect credit score because they will not be able to secure funds to expand their business with poor credit.

And for those with bad credit, they can also get help from Dr. Grayson who is the world’s leading credit expert. He is the holder of three credit industry records: The highest credit score in the world (at 990), Fastest credit turnaround (went from 500’s to 800’s in 30 days), and Most deletions in a single dispute (73). Feel free to contact DR. Grayson to improve your credit score.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148


FOR IMMEDIATE RELEASE:

G-Cap Funding

Garden City, New York, Jan 10th 2017-It is very difficult to qualify for a small business loan, and this has been the main reason why many businesses are collapsing these days. But G-Cap funding has made it easy for businesses to secure funds that will contribute to growth and expansion. Dr. Grayson, the founder and director for Credit and Debt Management Institute, is currently negotiating a partnership with Google and the goal being that they want to make sure that customers are securing funds for their businesses easily.

Being the holder of three credit industry records: The highest credit score in the world (at 990), Fastest credit turnaround (went from 500’s to 800’s in 30 days), and Most deletions in a single dispute (73), Dr. Grayson has always strived hard to ensure that his customers have good credit scores so that they can secure funding for their businesses. He believes that the entrepreneurial community should be educated on the importance of having good credit scores as it plays a big role in the growth of their business

With poor credit, it is difficult to secure a loan because traditional banks and even small business loan lenders have to check credit score to determine whether they should award a loan to an individual or not. G-Cap funding specialized in financing small businesses owners today by simplifying the whole process. But for you to be awarded the money, you must prove to have good credit.

Dr. Grayson and his team can give you a perfect credit score in no time. He is currently the leading credit expert in the world with the three credit industry records we have mentioned above. He has helped many businesses to improve their credit score rating using his proprietary FICO algorithm. You can have Good Credit score (620-680) in 90 days or less, Perfect Credit score (680-720) in 3-6 months, Extreme Credit score (750-849) in 3-6 months, AAA Credit score (850-990) 6-12 months.

Dr. Grayson has brought hope to businesses that had no hope of securing funds because of poor credit. Feel free to contact Dr. Grayson today for help.

Contact:

Dr. Michael Grayson
990credit@gmail.com
138 Covert Ave, Suite K2
Garden City, NY 11530
516-305-5148